5 Things Your Bank Doesn't Want You to Know - 30 Percent Monthly Interest on Your Cash?

If your bank told you what I'm about to share with you, then you would be there first thing in the morning withdrawing all your money. We all know that The Stock Market is unstable, the economy is in crisis mode and unemployment numbers are out of control. What I'm about to share with you is not a hoax, nor a scam. I've written many articles and I don't write fiction. I'm going to present you with the facts, and I'm going to back them up beyond any doubt. You can't afford to miss this!

No matter who you are or what your financial situation is, this article is going to light a fire under you. I have to tell you though, if your playing the market or an investment broker then your going to really benefit from it. However, we need to keep in mind that this information that I'm about to share with you is beneficial for anyone and everyone. Okay, let's get down to the details.

Here are 5 Things YOUR Bank Doesn't Want You To Know

1) Your Bank Is loaning Your money out to investors and charging them an Interest fee of 5-6%.
Of course this rate may vary but it doesn't even matter in the big scheme of things. There are certain investors who are reinvesting this same money and receiving 1-1.5 percent interest a DAY. Yes I said "A DAY", which amounts to over 30% PER MONTH. Now let's say the reinvest $10,000. Each day they are earning $100-$150 a day in interest seven days a week. Most people could quit their job on that money alone. Even at the lower 1% they make $3,000 on their $ 10,000 in 30 days. In 3 months their initial investment is doubled. Yes, I can prove it and I will.

2) Your Bank offers lower lending rates to these investors because these same investors are taking a percent of the Bank's money and quietly investing it for these very same banks. Well, actually it's not the banks money it's yours. I really have to watch myself here because these are very serious people who I really don't want as my enemies although it's probably a little too late for that.

3) Your bank goes out if it's way to find excuses to make you open a Savings account to attach to your checking account. Their favorite pitch is to "protect you from over-draft fees" by adding a savings account to your existing checking account. Checking accounts fluctuate because we use them to pay our bills and attach credit or debit cards to them. Savings account funds pretty much just sit there earning a ridiculously low interest which makes it available for YOUR bank to play monopoly with your money and in return give you a couple of hundred dollars a YEAR if your lucky. Are you starting to get the picture?

4) Your bank and it's investors are not only capitalizing on the insane interest their earning but they are earning free advertising while their money is sitting in these accounts. That's right, free advertising for their business or their Internet website. It's crazy, yet it's true. I'll show you in detail how this is being done at the end of this article. For now let's move on.

5) Your bank doesn't want you to know that YOU can take YOUR money and be reaping the very same rewards. Why would they? I stumbled across this by complete accident. Actually the first time I heard about it I dismissed it as one of those "too good to be trues". One of our students at the University of Internet Science told me about it about 4 months ago. He was an Investment trader and was loosing his pants playing the market. He invited me to attend a pre-launch convention and I politely turned him down. Some time later some of my associates and I decided to give a test run. One of us invested $2,000, and me being the skeptic that I am came in with $500 that was sitting in my savings account collecting dust. On day one I made $7.20 which peaked my interest right away. My partner made $32.00 his first day. After about 90 days or so we both had made our original seed money back. So after a couple of months I'm feeling really excited and decide to call my friend who originally told me about this.

After telling him how I was making the "big bucks" by earning $500 a day he dropped the bomb on me that had me feeling like a peasant. He told me he was making in excess of $10,000.00 every day. I invited him on my nightly Video conference call and he accepted but not before letting me know he was holding a slight resentment against me for not following his lead in the first place some 5 or 6 months earlier.

THE CONFERENCE CALL

I sent emails out to all my students about our special guest and we had 200 plus people in the room from several different Companies as well as many internet "Gurus" who are part of the school along with students who were just there to learn how to subsidize their income. Our guest opened up his back office to us and showed us step by step how his 1 time deposit had just continued to roll over. Now we were a bit more frugal when we decided to test this out, but our guest had jumped in with $50,000 that most of us don't have or even if we did would never had been that bold. In 8 months his original investment grew to $ 730,000. We were blown away, but we were even more impressed when a young lady on the call of whom I know personally shared her story with us. She had deposited $500.00 about 4 months earlier and she was now making $123.00 a day. Now that's something that most people could relate to. She did not recruit or make commissions off of anyone. This was passive income. That really blew everyone away.

Six months ago there were only 3200 people Worldwide who new about this. Today there are 68,000 and growing. We have researched every bit of information in this article and can confirm it beyond a shadow of a doubt. My associates and I have put together a Concise and well detailed report as well as several videos of the actual process from start to finish. We have made available actual account details to confirm that these findings are true and you will completely understand why these are definitely...
5 THINGS YOUR BANK DOESN'T WANT YOU TO KNOW.

Time to Buy Asia and Emerging Funds

Despite the downturn in US market, there is a good chance that asia and emerging markets will continue to report strong economic growth and above-average expansion in corporate profits.

Lower demand from US and the expected economic slowdown in the Eurozone are affecting the Asia and emerging markets less severely than a few years ago for various reasons. Lower exports to the US are being offset by higher exports to other emerging markets.

Surge in domestic demand is becoming an increasingly important growth driver in the BRIC countries (Brazil, Russia, India and China) and Mexico. This is due to rising wealth levels, higher consumer demand and strong investment demand, a result of instrastructure projects.

Many of good Asia and emerging markets' stock prices are down 30% - 50% due to broad market pessimistic sentiment, but their fundamentals just get better and better. Huge gap between the fundamental of the business and valuation of the stock presents great money-making opportunity.

According to Deutsche Bank, investors may pile more than $200 billion into hedge funds focused on Asia excluding Japan this year, betting on emerging markets despite concerns about the global economy and waning risk appetite. Hedge fund investors' predictions that Asia, along with the Middle East and Latin America, will be the top-performing regions in 2008 indicate a clear re-allocation of capital towards emerging markets. When the smart money flow into Asia region, we are likely to expect another bull run from Asia markets.

But some of my friends and readers had reflected to me that stocks investment are too risky for them. I would advise them to buy into mutual funds that invest in Asia and Emerging markets, based on dollar cost average basis. Do not throw all your money in, fresh bad news from US can affect the overall market sentiment.

How to Buy Stock in Oil? Here Are 5 Quick Tips to Help You

Are you looking towards buying stock in oil? With the booming oil stocks most investors are trying to book profit with these stocks. And this condition will remain alike until oil demand and production are in balance. This article will provide you with some quick tips about how to buy stock in oil.

According to the experts the global oil production was at its peak in last three years even though supply was less. But, there is no fall in demand. These oil stocks are good for long-term investment. But, the question is how to buy stocks in oil?

Here are 5 tips to help with buying stock in oil.

Tip #1: Look for performance of the companies in oil industry before you select a particular oil stock. Online journals will help to get more information about different oil and gas industries. The integrated oil and gas industries are the main participants of the oil stocks.Most large industries will pay large dividends. Smaller companies involved in production and exploration plays the major role in these oil and gas industries.

Tip #2: Sreening of the oil and gas industries will help while selecting specific oil stock. There are three categories in this industry. They are oil and gas production, oil well services and equipment and integrated oil and gas.

Tip #3: Look for financial status of the company. Crude prices show much flexibility. It affects the oil stock. To reduce risk, take expert recommendations while buying any stock in oil.

Tip #4: Experts categorize these oil stocks into integrated oil companies, independent companies, Refiners, natural gas and Oil services. Most of the experts suggests to buy big company stocks in the integrated category. Natural gas sector is also showing steady growth in last few years. Hike in crude price made oil service companies more significant. Few companies are involved in production and exploration.

Tip #5: Exchange Trade Funds are the best option to invest in oil stock. In last few years, oil services ETFs given 724% returns to their investors. The great advantage while investing in ETFs is that you are not required to think of an individual company. Just pick one of the best Exchange trade funds (ETFs) and invest into it. You will get more returns in this. Many investors experience trouble when they buy ETFs when their price is sky-scraping and sell at a failure.

If you are thinking about how to buy stock in oil, keep high risks at bay. Every investment brings its own risk factors into the picture. And there is no 100 % risk free investment.

Learn How Banking Offshore Can Make Your Money Grow

Offshore banking generally means that a person can have his accounts in such a bank that is situated outside his own country. So, it means using the facilities of a bank that is situated in a place outside the jurisdiction of the account holder. These bank accounts mainly protect the asset and the wealth of their account holder. Besides, they also help their account holders to carry on their business in both a private and confidential way. So, a person opting for offshore banking will try to find a bank that can provide him with the same services that he gets from a bank situated in his own city.

All the offshore banks allow their account holders to withdraw and deposit money in their accounts. However, these banks provide their account holders with credit cards to conduct their bank transactions. The credit cards provided by the different offshore banks are similar to that of a credit card provided by the local banks. Besides, a person possessing such a credit card can use it in any ATM all around the globe.

The offshore banks provide different services to its account holders. Some of the services provided by this bank include money transmissions, currency exchange, loans, fund management and investment management. Managing of investment or funds mean that the banks manage the securities on behalf of their customers. However, some of these offshore banks also provide certain additional services to their customers. These banks charge some money from their customers for their services. However, different offshore banks have different charges and a person can avail the services of these banks online as the banks are situated in other countries.

The Way to Invest in Mutual Funds

Mutual funds investing is just one of many ways you can make your money grow. However, if the investor just goes into it quickly without sufficient knowledge, he may just bail out when there is a drastic decrease in the price of the fund. Money is at stake here. My advice is to know what you are investing before you go deeper into it.

Firstly, what are mutual funds? When you invest in a mutual fund, an investment company will pool your money together with the money of other investors and invest it in bonds, securities and stocks which fit the profile of the fund invested.

In the following paragraphs, I'll explain how best to allocate your money for the funds, manage your portfolio of funds, as well as a good amount of time to keep the funds. In addition, I'll add on other tips of investing in mutual funds.

There are many ways of investing in funds. One of the recommended ways is to invest into a diversified portfolio of stocks. This is done well by dollar-cost averaging (DCA). An equal amount of money is put aside for investment on a regular basis, into a fixed portfolio. This allows for investments in the riskier funds because the investor will buy more when the price falls. The average cost per unit thus drops to a low. In addition, the investor will buy and hold the portfolio of stocks over a good number of years. In the long term, volatility is smoothened out nicely. If an investor who has a lump sum of cash and does not know what to do about it, DCA will be a much better method of investing, than placing the whole lump sum of money into a certain portfolio and then suffering if the fund turns stale. The only disadvantage of DCA is that the investor would wish that he would have invested faster into a certain fund when the price is going up. From the long term view, this will not really affect much though.

It will be good if we own good funds. It will be easy investing for us. There is just one precaution. Never chase the newest hottest fund every time or else it will affect your compounded earnings at the end. Similarly, never time the market. Time in the market is more important. Just find a good fund and stay with it. Have the awareness that things could change though. Do not just buy and forget.

What if all the funds are good? I would recommend placing an equal weighting on every fund. If you still need additional help, a financial adviser from a nationwide, reputable company will be useful. First, you have to tell the adviser your goals for the future. He or she will then tell you what he thinks your money should be invested in. A good adviser will usually also tell you what will happen in the next few years. Since it's your money, make sure you ask questions and get everything explained to you so that you understand what you are investing in and what your money is doing for you.

On a final note, investing in mutual funds should be for the long term and money set aside for the funds should be untouchable or gone for the number of years you have determined for your goals. Make it a point not to take out the money invested for emergency usage. The money put aside is only for your goals, nothing else.

10 Rules to Spot a Big Winner Early

How to Spot A Winner

Everyone who invests in the market wants to find the big winner. The problem is they are super hard to spot, much less know ahead of time to hold it for the big run versus trade out of it for a smaller profit and move on. Too many people think EVERY trade is going to be the big winner and just hold everything, ignoring smaller profits that should be taken. The more volatile the market is, the more people should consider taking the smaller profits. After all, six 2 point winners is the same as one 12 point winner. With not every trade going to work out as a profit, you need some of these scalper plays to mitigate the inevitable losses that will happen over time. The key is to find a big winner now and again to really supercharge your returns.

Stocks that have a potential to be a big winner are not really found by doing fundamental research. Do you actually believe that you are more astute than the hedge funds and mutual funds who travel all over the world and pay analysts millions of dollars to find them big winners? Probably not. Now I am talking about finding big winners in real companies, not penny stocks. So a little research is ok, but don't expect to outsmart these big guys. Besides, these big guys are the only ones that can make a stock move. What is the point of buying something that is so under the radar that no one cares. Remember, half of investing, if not more, is efficient use of capital. If you tie up all your money in under the radar plays that might take years and years before they do anything, you are giving up return potential of other things in the meantime. So even if they do double in price, you are still net behind because you earned nothing for 4 years basically.

Most big moves happen in a short time frame, 6 months or so for the majority of a run. Sometimes it can last a year or more, but I am talking about a fast, sharp rally where funds are stepping all over themselves to get in. That is why you see stocks that have meandered in a 5 point range for years all a sudden shoot up 250% in a matter of months. Why? The funds decided its super undervalued and all want in like a herd of cattle. What we want to do is to get in on the first 1/3 of this move, not tie up our money for years WAITING for the move or trying to anticipate the move. Most of these types move so much higher that you have no fear of "missing" it by waiting for it to start.

Here are a 10 rules to use that can signal a big move is about to happen:

1. Look for an out of the ordinary earnings report. Meaning something that is at least 30% above consensus or more. The main thing here is revenues HAVE to be above also by a decent amount. A third thing is you want profit margins to expand. This is where it pays to do a bit of digging. Under no circumstances do you want anything to do with a stock if the earnings/revenue are a result of a 1 time gain, no matter where it comes from. This company should have had 2 quarters prior where earnings were ok (in line basically, but no big deal).

2. Stock sector overall is in expansion mode. Expansion means the market for goods and services in this sector is in growth mode, not contraction mode. International expansion is best, but sometimes US only is totally fine if its smaller niche sector. Funds will not buy into companies really in a contracting sector - sometimes as players leave, the ones that are left will start to grow earnings nicely by grabbing market share, however the pie they are grabbing is shrinking, so longer term earnings will shrink as there is less of a market to capitalize on. These types might move up, but its easier to just find the bigger potential rather than gamble on this type.

3. Look for an out of the ordinary gain day versus normal. By normal I mean go on a price chart for the last 3 months, and look for an average move up (approximate only). What we don't want is a large gap for the gain - we want gain as open to close only. So if a stock on an average decent gain day goes up 1, and we see that today (or a few days ago) it ran up 3 points, that should go on the radar to watch. We want the stock to TRADE up, because that shows buyers are super aggressive to own stock. The best ones here are ones that do this when the market is pretty much flat or lower on the day of the rally. This again shows out performance.

4. The stock recovers from selloff attempts (meaning it gets knocked down but recovers at least 3/4 of the loss either that day or the next day. In addition look for big down days on the market in the last 2 weeks or so. Big winners do not usually get sold much. Dow is down 130 points for the day and the stock is up 20c type thing. The more repeated a pattern is like this, the better.

5. Days where it has big gains, in the next 3 days it holds or pushes more. Usually you do not want to see it give up more than about 1/3 of that gain at the close of the day max. So if the stock was at 40 and rallies up to 43 in 1 day, in general over the next 3 days you want it to always close over 42, holding most of the gains. This shows funds are not interested in selling into the big gain.
Ideally you want the market to have a decent sell day in one of these 3 days so you can see if the big guys are still trying to accumulate the stock or not.

6. If the big earnings beat is the first that has occurred in a long time, often times the stock will not go really big because it might be viewed as a one time event and might not repeat. If the company comes around in 3 months time and does a similar feat, it is almost assured that the funds will take notice and start accumulating more aggressively. This kind of depends on the sector/industry and overall macro events whether a one time beat is enough to start launching it higher.

7. Watch the daily chart on your issue, and put a 13 period simple moving average on the chart. Stocks that get into a nice uptrend usually will almost always close above the 13 period average. When they do dip below, they try to quickly push higher and re-establish a position above the 13 period average. In addition, put up a 200 day average. Most big winner types will not be below the 200 period average for long periods of time prior to starting a move up. Sure there are exceptions, but in general stocks that have been in a really sharp downtrend will have a much harder time turning around and holding gains, as there will be sellers all the way up. Just because it is below the 200 average and its a candidate based on other things does not mean its out as an idea. What you do not want is a sharply downloping 200 day average - those I would ignore and find a better candidate.

8. Once you have found a candidate and are in for the big gain potential, remember to still use money management and common sense. If the stock should be moving up but instead all a sudden starts showing a pattern of doing the opposite, odds are something is off. I am not talking about a few days down, I am talking about repeated underperformance vs the market and other stocks in its group. If you truly have a potential big winner, this is not how they act. Remember, if you are worried about a position, the best case is to always just sell it. Its just a stock, and if you think that was a mistake to get out, you can always re-enter the name again.

9. Any time you have a 100% gain ALWAYS sell half your position or put a stop loss at the 100% level and then trail it up on this half. Why? Well if you have a 100% gain and sell half, you have all of your original risk money out. No no matter what, even if the stock goes to 0, you cannot lose ever. Once you have sold half, look to sell another 1/4 at 150-200% gain from entry. This will lock in a decent profit. Let the rest ride, as you never know when you might get a 500% winner. These are rare but do happen, but also take some time (9-18 months usually). Just remember to not let greed cloud your judgement.

10. Stocks are an investment to make money, not get attached to. Odds are if a gain is making you feel excited and you see yourself thinking what if this runs another 50% and figuring out how much money you are going to make - its time to sell. Usually this is a result of large gains in a short period of time and others are thinking the same thing - the excitement usually peaks and the stock takes profits. You should anticipate this happening.

Forex Software Reviews

Forex is undoubtedly the fastest growing largest financial market in the world today. The daily transaction amounts to nearly USD 2.5 to 3 trillion. Are you a part of it? Are you scared that you don't know much to enter the "complexities" of forex trading? You don't need to. Here we picked up some autopilot software that will do everything for you to make sure that you earn profit from your forex investment.

The first software that we reviewed is Forex Tracer. This autopilot is simply amazing. It's so simple that, at times, you are forced to disbelieve it as "too good to be true". The best thing is this Forex Tracer autopilot works as efficiently for the new entrants, as it would for an experienced trader.

You get the tightest spreads. It supports all trading strategies as well. You need not to be present in front of the computer terminal where this autopilot is running. All you need is a reliable net connection. You pursue your hobbies, attend some other important commitments, and let the forex tracer work hard by pulling and signaling profits for you. Forex is a round-the-clock market, and for maximizing your chances of profit, you must attend the trades nonstop. This is humanly impossible, but not for Forex tracer. Its tested and mathematically proven systems and algorithm are backed by the experience and knowledge of the industry leaders. If you are, by any chance, not happy with the Forex tracer's performance, you can get your full money back within 60 days of your purchase.

You can start with a paltry sum of $100 which all 3 offer as a free added bonus. Yes you read that right, they offer $100 signup bonus to their optimized forex broker that their software works best with. You do not have to spend hours for collecting and analyzing technical or fundamental indicators or forex signals. It has an interface with Metatrader4 and therefore backed by the mathematical calculations and historical data needed to become a successful forex trader. It opens the trade, sees the exit signal, and closes the trade for an easy profit.

Our next product is Forex Killer. The Forex Killer Newsletter is offered for free is another added bonus. For this autopilot too, you do not need any trading experience. It generates its own forex signals. You have to attend to the system a few minutes a day just to monitor things. Developed by an industry guru, this software does the "thinking" job and eliminates the chances of human errors.

Start with as little as $500 on a real forex account and gain experience with a demo account without risking your real money. You need to feed the data and get the signal generated instantly with its probability. Place your order accordingly to earn the profit.

You also get signals for your intraday trading too. The software also has a lifetime free update option as well through which you keep your system authentic year after year. You also get an exclusive forex e-book with your purchase that works as a free tutorial.

Your last pick, however, turned out to be less attractive than it promises to be. Running Forex Autopilot System led to losses. We found the system to be slow. In forex where every millisecond matters, a slower performance can ruin a winning game. You may not get a chance to test the performance of the autopilot within the money-back guarantee period. Running under the same condition and with same currency pair it made a meager $200 profit against an investment of $5,000, whereas Forex Tracer returned a handsome $1800. Against the price of $99, the purchase is not very promising.